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Norm Gauthier is the Managing Partner of Heritage Hill Partners, a business consulting and coaching firm that helps organizations and individuals translate potential into achievement and
results. He is an affiliate of Resource Associates Corporation, and has national and global industry experience in human
resource management, organizational development, assessment, executive coaching, and process improvements. Industry
experience includes information technologies, financial services, manufacturing & engineering, telecommunications, family
owned business, wholesale/retail and non-profits.

Heather Cozby, CPA is a principal of Cozby & Bruno LLC, a certified public accounting firm located at the Pinehills in Plymouth, Massachusetts. With more than 30 years of combined experience, Cozby & Bruno LLC provides specialized
audit, accounting, tax and consulting services to businesses, high net worth individuals, condominium associations and non-profits.
As a business owner who has started two companies, she has a deep appreciation and understanding of the pressures and challenges
it takes to build a successful business.

Marc Clerc, Attorney at Law, is the founding partner of Clerc & Associates, P.C. specializing in providing business owners with responsive legal advice and counsel. With extensive experience representing
a wide variety of small businesses, he understands the specialized needs of small business and the importance of providing
timely, practical and cost-effective strategies to address those needs. Sample services include; business purchase and
sale, selection of business entity, business succession planning, mediation/litigation, commercial leases, partnership agreements,
independent contactor agreements, non-compete agreements and general contracts.

Itamar Chalif, President of Atlantic Capital Solutions, Inc. (ACS). ACS represents diverse and carefully selected business lenders. They assist small to medium sized businesses
by creating the best financing solution for their unique circumstances. By considering the businesses best interest,
but not limited to, future business growth and financing needs, ACS provides financing for most credit criteria - including
start-ups and established businesses.. ACS provides financing solutions that make Cents!
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Learn how to navigate the crossroads of your business and turn a surviving
company into a successful company!
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